Who we are

Invoice Cycle offers financing that grows as you do. We are a group of professionals with backgrounds from some of the largest finance and technology institutions in the world.

Our mission is to make business financing simpler.

Who we fund

We provide loans from £5k - £500k secured by invoices or subscriptions, as well as flexible lines of credit.

Our invoice-backed loans are a quick and efficient way of getting cash into your business when you most need it and our subscription-backed loans are perfect for SaaS companies, helping you to realise the value of assets that traditional banks find hard to handle.

A flexible facility from us can be used as and when you need and we don’t charge any upfront costs. We are willing to look at businesses from across the spectrum of industries and we won’t rule out clients for being too small or too young.

Why businesses like working with us

We make our credit decisions based on common sense factors and our standard rate is 2% per month, with no hidden costs or fees. Most importantly, we are always keen to learn from our clients about how we can grow and change what we offer to meet your needs.

And a little bit more...

The best funding request story is from someone who installs awesome VR games in kids’ hospital waiting rooms. He charges the hospitals a monthly subscription fee and we help finance his upfront costs of installing the hardware.

The most inspiring client that we have ever worked with was a man who had just come out of jail and wanted a loan to inject cash into his cleaning business that his wife had been managing whilst he was inside. We have never seen someone so committed to turning their life around and it was great to be a part of it.

Available loan types

Request Invoice Finance