Merchant Funding is key ingredient for successful Indian restaurant


Curry in the heart of Hampshire. Moinoor Choudhury runs a successful Indian restaurant in Hampshire, but hospitality can be a difficult industry, so Moinoor has used Merchant Funding to keep standards high. This is Moinoor story:

For years, Moinoor Choudhury has run a busy Indian restaurant nestled away in Hampshire. Business is good for Moinoor, but hospitality is a notoriously difficult industry. There are often high costs involved when refurbishing the restaurant or kitchen and demand is often seasonal.

To solve the cash flow problems that could result from an unexpected cost, or a slow period of business, Moinoor went to Capify. He uses their Merchant Funding facility to make sure his restaurant has enough stock when demand increases at short notice, and to ensure that his restaurant is always operating at peak capacity.

The advantage of Merchant Funding is that it allows business owners to repay their advance as a percentage of revenues. So for seasonal businesses, like restaurants, business owners pay back less at times when business is slower. As Moinoor explains "the finance helps on a rainy day, it's always nice to have something spare." 

Additionally, Moinoor has appreciated the personal service that comes with many independent finance providers. Moinoor received his own account manager who was able to offer guidance throughout the process, answering any questions Moinoor had and maintained regular contact to ensure that Moinoor was satisfied with his experience.

Delicious Indian dishes in Moinoor's restaurant


To see the benefits yourself