Who we are

At Spotcap, we help businesses to innovate, grow and stay competitive with fully unsecured loans between £50k and £350k. A lot of businesses find securing the right finance too complicated and too time-consuming. Spotcap offers an alternative. Using technology and personal client service support, we provide established business with access to a flexible credit line.

Why businesses like working with us

The process is very easy. With our online application and our attentive client services team we take a logical and smart approach to business finance. We combine the best of tech and personal support to help clients, whether it’s walking them through our application form or advising them as to how our facility can benefit their business.


Who we fund

In order to become eligible for a Spotcap business loan, you will need to be a profitable UK registered business and have consistent revenue over the last six months. Your company must be actively trading for at least 3 years with an annual turnover of £500k with no legal proceedings against the business.



“What I liked about Spotcap was that they were willing to listen to our story and the growth that we were experiencing and work with us to find a solution."

Navid Bahadori, Co-founder Broken Yellow

We currently have a 9.6 out of 10 score on Trustpilot

What's the strangest/most interesting funding request you've ever had?

A web development agency in the Midlands recently contacted us as the owners had design ideas beyond the ordinary home page. Over more than seven years, the company had acquired high profile technology, retail and publishing clients and were keen to grow even further. Due to stable financials and diverse income, we were able to provide a fully unsecured loan of £250k to help their dreams go live.


Available loan types

Flexible Credit Line