Who we are

Capital on Tap offers an innovative lending facility to SME's and suppliers. Our ground-breaking technology directly challenges, re-defines and disrupts traditional banking facilities, helping our customers' businesses grow. We are regulated and have full authorisation from the Financial Conduct Authority (FCA) for business lending.

Founded in 2012, we have partnered with over 25,000 businesses across the UK deploying funding facilities of over £100 million to customers ranging from small and micro retailers up to multinational supply chain groups. Our unrivalled approach to exceptional service delivery has been recognised by our ranking on Trustpilot as the number 1 non-bank service provider in 2015 - Not bad for a 3 year old!

Who we fund

We provide our customers with a lending facility of up to £25,000, enabling smaller retailers to access funds immediately. Customers are rewarded with funding rates as low as 0.79% per month based on repayment behaviour, whilst having access to their funds in minutes.

Why businesses like working with us

Capital on Tap have developed a unique, fully automated Supplier Platform which, addresses 3 key areas of a business helping to increase sales, improve cash flow and reduce costs. Our ground-breaking technology streamlines how you do business with an all-in-one cash flow, underwriting, collections and payment processing solution.


‘’Very Friendly & Efficient Service, does exactly what he says on the tin!

Brilliant Service!!!! Really helps with cash flow for my business, takes the pressure off waiting for invoices to get paid and allows me to trade a lot easier’’.

Very easy to use and good support. Very easy to setup, good customer support, very easy to use and fast access to funds’’.

Available loan types

Request Unsecured Term Loan

Request Fast Business Cash