Who we are

Fair Business Loans’ vision is to revolutionise business lending in the UK to ensure everyone has a chance.

We provide:

Unsecured loans of up to £75,000 

  • To all types of business including Sole Traders, Limited Companies and Partnerships 
  • From 3 months to 3 years with no early repayment charges 
  • The application will only take 10 minutes and you will normally receive approval and funds within one week.

We aim to be different to other small business lenders through: 

  • Providing a dedicated relationship manager 
  • Lending responsibly based on affordability 
  • Transparency on total costs of the loan when you apply 
  • Reinvesting 100% of profit as we are a social enterprise

We believe in Fair Finance for UK small businesses.

What has been the most inspiring client you have worked with?

There are so many to choose from... but it would have to be Marie. She moved to the UK from the Democratic Republic of Congo fleeing violent conflict there.

She started here with nothing and worked hard as a carer in hospitals for ten years before setting up her own domiciliary care business. We were really pleased to support her with the funding she needed for new equipment for her care team.


“This Fair Finance loan has been crucial to our enterprise, it has helped us to bridge a predicted cash-flow gap. Thank you for supporting us in our hour of need, the JGO companies will turn-over £200,000+ this year and our prospects look very good.” Jonathan Hems, Managing Director, J-GO Training

“I found the Fair Business Loans team really friendly and approachable. They took the time to understand me and my business.” Mehboob Sumar , Owner, Kenton Autos Ltd

What’s the strangest/most interesting funding request you’ve ever had?

We have funded all types of cases, from a dance studio run by a woman with an OBE to a consumer drinks businesses set up by a man who was previously bankrupt, from digital businesses to physical corner shops, from walking tour businesses in Scotland to pubs in Wales to stone masons in Northern Ireland. 

The thing we love most about working with small businesses is that each funding request is unique!

Available loan types

Request flexible credit line