Who we are

Formax Credit’s mission is to help small and medium sized businesses (SME) obtain the capital they need to grow their company. We place a strong emphasis on affordability to ensure that all of our borrowers can grow their business sustainably. Formax Credit (UK) is a subsidiary of Formax Group which operates in nine countries around the globe offering a variety of financial services.

Who we fund

We are open to most industries, and take a flexible approach to business acquisitions and management buyouts. Our typical borrowers have an annual turnover of at least £60,000. We are also lenient on credit scores as long as the business is profitable and can afford the repayments.

Why businesses like working with us

Our unsecured SME business loan product ranges from £25,000 to £100,000 across terms of 6 to 60 months. All loans require a personal guarantee. Our process is very straightforward, if we have all the information we require we can typically assess and approve a loan request in 48 hours. Our clients like working with us due to our personable and common sense approach to underwriting.


"Excellent support and service. Applying for a loan was so simple."

"Very fast, easy and friendly. The kind of support small businesses can rely on, even more than banks!"

"Excellent service, quick, efficient and transparent. Our account manager was extremely helpful through the whole process." 


Available loan types

Request Business Loan