Who we are

We're Liberis, pioneers of business cash advance in the UK since 2007. It's our mission to liberate lending for small businesses by bringing a breath of fresh air to the industry. We're helping you get access to the finance you need in a simple, business friendly way which is why we have nothing like penalty charges, late fees or fixed monthly payments.

In fact, you only pay us when you get paid.

We can provide an immediate injection of cash of between £2,500 and £300,000. A business cash advance works by taking a percentage from your credit and debit card transactions. There's one simple cost, agreed up front (no APR). Plus you keep 100% of your cash transactions.

Who we fund

We can fund any business that has a credit/debit card terminal and has been in business for over two months. We're very popular in sectors such as hospitality, retail, health and beauty and other high street services such as opticians and dentists. Business cash advance works very well for seasonal businesses.

You can apply in minutes; online or on the phone and we can give you a decision straight away. Paperwork is minimal and we have a 80% approval rate. If necessary, you can have the money within 24 hours too.

Why businesses like working with us

Our customers tell us they like the flexible pay back terms, super-friendly service and quick and easy application process. We must be doing something right because we have a 96% Feefo service rating and over 80% of customers renew.


"I don't even notice the payback coming off my takings at the end of the month. It's completely effortless, because it fits with my cash flow."

"The application process was very simple and painless and I received my money within a few days. With other funding types, you have to provide so much information about yourself and your business and still might not get the money, so it's easy to get disheartened. The team were hugely helpful and friendly."

"Business cash advance is just right for our type of business. We find it very flexible, quick and straightforward to organise and we get a very personal service from the team. We definitely recommend it to other businesses, especially those in hospitality or other seasonal sectors."

And a little bit more...

Q: What are some fun facts about your office?

We have a bit of a jelly bean theme in the office with bean bags, jelly bean coloured walls and numerous jelly bean dispensers. We don't gather round the water dispenser here, it's round the jelly bean dispenser to discuss the flavours. Blueberry pie and strawberry smoothie are the favourites.

We have two pet goldfish in the office called Jaws and Flipper. They just swim around all day, but we still love them.

Available loan types

Request Merchant Funding