Who we are

Thinking of buying new equipment for your business? Boost your finance with a business loan from Ulster Bank. We let you structure your repayments to suit your business needs and offer the flexibility to reduce your borrowing at any time during the term of your loan. Borrow from as little as £1,000. Maximum term available is 15 years.

Unlike other banks, we welcome applications from all customers wishing to apply for a business loan without the need to be an Ulster Bank customer.

Apply online and once your application gets approved, we’ll provide you with the correct form to sign and we will transfer the money in to your business account upon return of your signed documentation.

Other Finance options

  1. Business overdraft; apply for a new overdraft or simply increase your existing one.
  2. Lombard Asset Finance; pay for equipment machinery or vehicles.
  3. Invoice Finance; turn your unpaid invoices in to cash.
  4. One Card; accepted worldwide wherever the MasterCard logo is displayed.
  5. Funds & Schemes; organisations which may offer alternative finance solutions.

Who we fund

To apply online you must be trading as a sole trader, partnership or limited company in Northern Ireland. Security may be required product fees may apply and over 18s only. Any property used as security, which may include your home, may be repossessed if you do not keep up repayments on a mortgage or other debt secured on it.

Why businesses like working with us

We're here to support you and we're experienced in your industries and experts in our own. See how our business banking products and support services are rated by UK businesses, in a free independent survey, and compare them against other banks and lenders. Find out more at Business Banking Insight.

As part of our commitment to you we provide a transparent and open appeals process. If you disagree with our decision and your application has been declined, you can request a review via our online appeal application.

Product Info

Product Type: Flexible Business Loan

Product Description:

  1. Structure your repayments to suit your business.
  2. Flexibility to reduce your borrowing at any time during the term of your loan
  3. Loan interest rates are linked to Base rate.
  4. Indicative rates provided are based on a next day draw down, depending on when quote requested in the month may impact interest cut off dates.

Minimum Loan Term: 90 days

Maximum Loan Term: 25 years

Minimum Loan Amount: £1,000

Maximum Loan Amount: £15,000